Owoda doesn't say no. It shows you what every purchase really costs
in hours of your life.
Because 50,000 CFA isn't just a number — it's nearly 7 days of your life (about a week's work on a typical local salary).
7-day free trial, then 2,990 CFA/year · €4.99/year · $4.99/year. Cancel anytime.
Coming soon on the App Store
Other apps make you feel guilty. Owoda sheds light.
Other apps tell you NO.
Owoda gives you the means to say YES — to the right things.
Owoda is not an alternative to budgeting apps. It's step zero. It comes before. Tables, envelopes, overspending alerts are useful — but they assume you've already understood what your money costs. Owoda installs that awareness. What you do next is up to you.
Owoda is more than a calculator. It's the start of a journey toward real financial freedom — built for Africa, useful everywhere.
Owoda converts every price into real working time. That smartphone at 450,000 CFA? Nearly 3 months. That dinner at 1,500 CFA? About an hour and a half. Once you see it, you can't unsee it.
The Owoda Practical Guide (in French) anchors the financial behaviours that change everything. Stop impulse buying. Free up money. Included with your Premium subscription.
With discipline in place and money available, you move on to structured savings and investment. You spend freely — because you choose to.
A 17-page guide, included with Premium (in French).
Owoda is step zero. The foundation everything else is built on.
Understand what your spending really costs in real working time. Grounding yourself in reality.
Stop impulse buying. Free up money. Build lasting financial discipline.
With money available and discipline in place, move on to structured savings and investment.
Three steps that will change the way you see every price, forever.
Gross or net, monthly, weekly or hourly. Owoda calculates your real hourly rate, accounting for holidays and commute time.
Type any amount — rent, a phone, a meal. Owoda instantly converts it into your currency, even from a foreign currency.
That smartphone at 450,000 CFA costs nearly 3 months of work. That rent at 75,000 CFA, 10 days. That meal at 1,500 CFA, about an hour and a half. Decide with full knowledge.
Examples calculated for a salary of 150,000 CFA/month.
Other personal finance apps ask you to track expenses, build tables, set limits. They make you feel guilty when you go over. They speak to you in numbers, in euros or dollars, as if money were an abstraction.
Owoda asks a different question: how many hours of your life will you work for this purchase?
Owoda is designed for Africa and its diaspora. Our categories, our examples, our guide speak to a reality that Western apps ignore: social pressure, family transfers, financial intimacy. We don't tell you what to buy. We show you what it truly costs, and let you decide.
Owoda is free forever. Premium unlocks advanced tools and includes the Practical Guide.
7-day free trial, then automatic renewal.
The app is free to use.
"Time is the only universal currency.— Owoda Labs
Owoda reminds you of that with every purchase."
For any feedback, suggestion or partnership, send us an email.
✉️ hello@owodalabs.com